How revolving credit works
How revolving credit works Having creditors hound you over payments that you are unable to make can be incredibly stressful. With revolving debt, such as credit cards, it is easy to pile up debt that is seemingly impossible to pay back. However, there is hope. Instead of giving up and filing for bankruptcy, Budget Build […]
Top 7 bank fees explained and how to avoid them
Top 7 bank fees explained and how to avoid them Love them or hate them banks are an integral part of our lives. However, understanding the top 7 bank fees and how to avoid them will go a long way in helping you buy a home and build wealth. Checking account fees Checking account fees […]
Debt Snowball or Stacking Which is Best?
Debt Snowball or Stacking Which is Best? Debt snowball or stacking which is best? Credit card debt elimination can be achieved through many different strategies. Each option has its pros and cons for each person, especially because finances are a highly personal thing. Different variables might wind up impacting the choice that actually makes the […]
First time Home Buyer information
First time home buyer information First time home buyer information can help save you time, money and help you obtain the home of your dreams. The process of buying a home isn’t overly complicated for most. You see a home, you buy a home and you move in and live happily ever after. However, the […]
First credit card at age 48
First credit card at age 48 First credit card at age 48. Recently a client reached out to me with news that his mortgage application was denied. He went on to tell me that he has good savings and a high paying job. My client was besides himself asking how it was possible. Someone with […]
7 Homebuyer Mistakes to Avoid
7 Homebuyer Mistakes to Avoid 7 homebuyer mistakes to avoid. Buying a home will usually be the largest single purchase in our lives. Sure retirement will cost more given the amount of years but a home is a major purchase we need to prepare for. This post will focus on the top 7 homebuyer mistakes […]
These are the fastest financing solutions available
These are the fastest financing solutions available These are the fastest financing solutions available. When you want to capitalize on an opportunity, speed of financing is critical. There’s no one-size-fits-all financing solution. You have options when it comes to getting the money you need as quickly as possible. At Budget Build Buy we teach you […]
The Question of Race and Money
The Question of Race and Money The question of race and money. Are white families doing better than black families? The question of race and money has always been top of mind for me. I have made it my life’s journey to understand the cycle of poverty and how to help families break the cycle […]
How a single black mother purchased her dream home
How a single black mother purchased her dream home How a single black mother purchased her dream home. The truth is she didn’t do a lot of research. But, her desire to own a home motivated her to search long and hard for a home to purchase. Besides providing a stable home for her family […]
Top 4 Financing Solutions Available
Top 4 Financing Solutions Available Top 4 Financing Solutions Available. There’s no one-size-fits-all financing solution. You have options when it comes to getting the money you need. At Budget Build Buy we teach you how to use other peoples money or OPM to build generational wealth. Owning a home is a major milestone. However, leaving […]