Cash Flow Statement
Cash Flow Statement Cash flow statement serves as a tool to help identify your current spending patterns. Having insight to your spending habits is a good starting point for predicting spending in retirement. Despite your initial reluctance to create a cash flow statement, this exercise is usually eye-opening! The cash flow statement is illustrated by […]
Top Trends in Retirement Planning
Top Trends in Retirement Planning Top trends in retirement planning will give a general understanding of the current situation many of my clients will face or are facing. Pension plans are increasingly scarce Defined benefit plans are designed to provide participants with a guaranteed lifetime income, or a pension. These plans, however, are becoming increasingly […]
Planning for Retirement if You Have 5 Years
Planning for Retirement if You Have 5 Years Planning for retirement if you have 5 years means you have little time to waste. Make a list of retirement “needs” and “wants.” If you do not have enough savings to meet your “needs,” make a five-year plan to increase your funds. Double-check your reported Social Security […]
Planning for retirement if you have 10 Years
Planning for retirement if you have 10 Years Planning for retirement if you have 10 years means you can see your finish line but you are close. Consider any big-ticket financial commitments you anticipate in the next 10 years and how these items might affect your retirement timeline. Review your estate documents to ensure the […]
Is Credit Karma Worth it?
Is Credit Karma worth it? Is Credit Karma worth it? Should I give my information to them? Those were some of the questions I asked myself when I first heard of Credit Karma. Today I will compare the pros and cons of Credit Karma and give you an exclusive look at the features of the […]
